Professional Finance Management Features

Comprehensive financial tools designed for privacy-conscious users who demand professional-grade functionality without compromising their data security.

Core Features Overview

Everything you need to manage your personal finances professionally and privately

📊

Dashboard & Analytics

Customizable financial dashboard with 12+ interactive modules. Drag and drop to create your perfect overview.

  • Real-time net worth tracking
  • Budget progress visualization
  • Cash flow waterfall charts
  • Account balance overview
  • Financial health scoring
  • Goals progress tracking
💳

Account Management

Track unlimited accounts across all financial categories with comprehensive balance tracking and account organization.

  • Checking, savings, and CDs
  • Credit cards and loans
  • Investment and retirement accounts
  • Cryptocurrency wallets
  • Real estate and other assets
  • Multi-period balance tracking
📝

Transaction Management

Comprehensive transaction management with smart categorization, vendor mapping, and powerful filtering.

  • Unlimited transaction tracking
  • Smart vendor-to-category mapping
  • Advanced search and filters
  • Bulk import from CSV/Excel
  • Multi-column sorting
  • Transaction history analysis
💰

Budgeting & Planning

Create comprehensive annual budgets that define spending limits and drive your financial planning.

  • Annual budget creation
  • Category-based expense allocation
  • Income planning and forecasting
  • Budget vs actual tracking
  • Spending limit enforcement
  • Budget import from CSV/Excel
📈

Financial Statements

Professional balance sheet and cash flow analysis to track net worth and monitor financial performance.

  • Balance sheet: Assets - Liabilities = Net Worth
  • Multi-period net worth tracking
  • Cash flow center: Budget vs Actual
  • Year-over-year performance analysis
  • Visual trend charts and graphs
  • Comprehensive variance reporting
🔥

FIRE Planning Suite

Financial Independence Retire Early planning with Monte Carlo simulations and scenario modeling.

  • Monte Carlo probability modeling
  • Multiple FIRE strategy types
  • Retirement scenario planning
  • Custom milestone tracking
  • Withdrawal strategy optimization
  • Success rate projections
📋

Reports & Analysis

Generate comprehensive financial reports with professional formatting and export capabilities.

  • Sankey flow diagrams
  • Balance sheet reports
  • Cash flow statements
  • Investment performance analysis
  • Custom date range filtering
  • PDF and Excel exports
🏆

Goals & Milestones

Set, track, and achieve your financial goals with smart milestone tracking and progress visualization.

  • Custom financial goals
  • Milestone progress tracking
  • Goal timeline visualization
  • Achievement notifications
  • Priority goal ranking
  • Target date predictions
🔐

Privacy & Security

Complete privacy with zero cloud exposure. Your financial data stays exclusively on your device.

  • 100% offline operation
  • Local data storage only
  • Secure license activation
  • Master password protection
  • Secure local backup & restore
  • Zero tracking or analytics
🌍

Global Support

Full internationalization with 8 languages, cultural formatting, and 150+ currency support.

  • English, Spanish, French, German
  • Italian, Portuguese, Japanese, Chinese
  • 150+ currency support
  • Cultural date preferences
  • Number format localization
  • Dynamic language switching

Interactive Financial Dashboard

Your financial command center with 12+ customizable modules. Get real-time insights into your financial health with interactive charts, trend analysis, and personalized recommendations.

Drag and drop modules to create your perfect dashboard layout. Each module updates in real-time as you add transactions and update accounts.

Dashboard Capabilities

12+
Dashboard Modules
Accounts Supported
Real-time
Data Updates
Custom
Layout Options

Comprehensive Account Management

Track unlimited accounts across all financial categories with complete flexibility and organization. From checking accounts to cryptocurrency wallets, manage every aspect of your financial life in one place.

Multi-period balance tracking allows you to view your account balances over time with 3-month, 6-month, 12-month, and current-year views. Organize accounts by type and monitor all your assets and liabilities with precision.

Account Types Supported

Unlimited Accounts
All
Financial Categories
Multi
Period Tracking
Full
Balance History

Powerful Transaction Management

Comprehensive transaction tracking with intelligent categorization and vendor mapping. SavePoint learns from your categorization choices and automatically maps vendors to categories, saving you time with every transaction.

Import transactions in bulk from CSV or Excel files, with advanced mapping tools to match your data. Filter by date ranges, accounts, categories, or search terms to find exactly what you need. Multi-column sorting allows you to organize transactions in multiple ways simultaneously.

Transaction Features

Transactions
Smart
Auto-Categorization
Bulk
CSV/Excel Import
Advanced
Filtering & Search

Strategic Budget Planning

Create comprehensive annual budgets that define spending limits for each category and drive your financial planning. Your budget serves as the foundation for transaction categorization, cash flow projections, and variance analysis throughout the year.

Plan both income and expenses by category, with the flexibility to allocate funds based on your priorities. Import budget data from CSV or Excel to quickly set up your annual plan. Track your progress against budgeted amounts and make informed adjustments as needed.

Budgeting Capabilities

Annual
Budget Planning
Category
Based Allocation
Income
& Expense Plans
Import
CSV/Excel Support

Professional Financial Statements

Track your net worth with a comprehensive Balance Sheet showing Assets - Liabilities = Net Worth. View multi-period comparisons to understand how your financial position changes over time, with visual charts showing trends and progress toward your goals.

The Cash Flow Center provides year-by-year analysis of budget versus actual spending, answering the critical question: "How am I doing financially this year?" Compare budgeted amounts to actual transactions with detailed variance reporting, helping you understand exactly where your money goes and make informed adjustments to your spending.

Statement Features

Net Worth
Balance Sheet
Budget vs
Actual Cash Flow
Multi
Period Analysis
Visual
Trend Charts & Insights

Advanced FIRE Planning

Sophisticated retirement planning tools available for personal use. Our Monte Carlo simulation engine can run thousands of scenarios to give you deeper insights into your financial independence journey.

Plan for Lean FIRE, Traditional FIRE, Fat FIRE, or create custom strategies. Track your progress with milestone achievements and leverage data to better gauge how to reach your goals faster.

FIRE Planning Features

5
FIRE Types
Up to 10,000
Monte Carlo Runs
Custom
Milestones
Multi
Scenarios

Professional Reports & Analysis

Generate professional-quality financial reports with comprehensive analysis and beautiful visualizations. From Sankey flow diagrams to detailed balance sheets, get the insights you need to make informed decisions.

Export reports to PDF or Excel formats for sharing with advisors or keeping records. All reports support custom date ranges and detailed filtering options.

Available Reports

10+
Report Types
PDF
Export Format
Excel
Spreadsheet Export
Custom
Date Ranges

Goal Achievement Tracking

Set custom financial goals and track your progress with intelligent milestone tracking. Whether you're saving for a down payment, building an emergency fund, or working toward financial independence, SavePoint helps you visualize progress and stay motivated.

Create goal timelines with target dates and amounts, rank priorities, and receive achievement notifications as you hit milestones. The system provides target date predictions based on your current progress, helping you understand when you'll reach your objectives.

Goal Management

Custom
Financial Goals
Milestone
Progress Tracking
Timeline
Visualization
Smart
Date Predictions

Uncompromising Privacy & Security

Your financial data is yours alone. SavePoint operates 100% offline with no cloud connectivity required. All data is stored locally and securely on your device with comprehensive protection.

We will never sell, share, or monetize your personal financial information. Your privacy is non-negotiable, and our offline-first architecture ensures your data remains exclusively under your control, with zero exposure to third parties or cloud services.

Security Features

100%
Offline Operation
Local
Data Storage
Zero
Data Collection
Full
User Control

Global Language & Currency Support

Built for users worldwide with comprehensive language support and cultural formatting. All text, dates, numbers, and currencies are properly formatted for your locale.

Dynamic language switching means you can change languages anytime without restarting the application. Perfect for international users or multilingual households.

Internationalization

8
Languages
Global
Currency Support
Cultural
Date Formatting
Dynamic
Language Switch

Ready to Experience Professional Finance Management?

Own it forever with a one-time purchase. No subscriptions, no data collection, no strings attached.

✓ One-Time Purchase    ✓ Instant Download    ✓ All Features Included