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Privacy-first calculators for FIRE planning, budgeting, and investing. No login required. Your data stays in your browser.
Calculate your path to Financial Independence and Early Retirement. See how savings rate, investment returns, and expenses affect your FIRE timeline.
Find your Coast FIRE number - the point where you can stop saving and let compound growth carry you to retirement.
Plan for early retirement on a minimalist budget. Calculate your Lean FIRE number based on essential expenses only.
Plan for a luxurious early retirement. Calculate the nest egg needed for a comfortable, high-spending lifestyle.
Calculate your savings rate and see how it impacts your years to retirement. The most important metric in personal finance.
Determine how much you can safely withdraw from your portfolio each year without running out of money in retirement.
Apply the popular 50/30/20 budgeting rule to your income. Allocate 50% to needs, 30% to wants, and 20% to savings.
Calculate how much you need in your emergency fund based on your monthly expenses and desired coverage period.
Calculate your total net worth by adding up all assets and subtracting liabilities. Track your financial progress over time.
See when you'll be debt-free and how much interest you'll pay. Compare different payoff strategies and extra payment scenarios.
Use Dave Ramsey's debt snowball method - pay off smallest debts first for psychological wins that keep you motivated.
Mathematically optimal debt payoff - tackle highest interest rate debts first to minimize total interest paid.
Visualize the power of compound interest. See how your investments grow over time with regular contributions.
Calculate your actual investment returns including dividends and contributions. Compare against benchmarks.
Quickly estimate how long it takes to double your money at different interest rates using the Rule of 72.
See how inflation erodes purchasing power over time. Calculate future values and real returns adjusted for inflation.
Convert hourly wages to annual salary and vice versa. Account for overtime, vacation days, and work hours.
Plan your budget around your paycheck cycle. Allocate funds for bills, savings, and spending each pay period.
These calculators give you a taste of what SavePoint can do. Get the full experience with advanced tracking, FIRE planning, and beautiful reports.
Get SavePoint - One-Time Purchase