SavePoint v1.0.4 Now Available - Split Transactions, Quicken Import, and Compensation Tracking

Version 1.0.4 is here, and this one is a big one. Three major features, a handful of quality of life improvements, and a batch of bug fixes. Thank you again for being part of the SavePoint community. Your feedback and support continue to shape the future of SavePoint, and we are incredibly grateful for the opportunity to have you along for the ride.

Split Transactions

If you've ever made a single purchase that really belongs in more than one budget category, you know the frustration. A $150 Costco trip isn't really all groceries. Some of it is household supplies, some is food, maybe some is personal care. I have personally made purchases online that included items for myself and included gifts. I have a gift category, but transactions with multiple products are hard to track. Previously, you had to pick one category and call it close enough. That's fine for a quick glance, but over time, it means your budget and spending reports could be a bit farther from reality.

With this update, you can now split any income or expense transaction across multiple categories with no limit on the number of splits. The split editor is designed to give you flexibility. The editor includes the ability to split one transaction into multiple via fixed dollar or percentages, all visually tracked by a progress bar. You can also add notes for each entry, and also use an Even Split option to quickly recalibrate, if you can't recall dollar for dollar how much each category should contain.

You can split at creation time directly within the Add Transaction modal, or split existing transactions from the actions column in the transaction table. Split transactions display a "Split" icon in the category column that you can click to expand and view each split's category and amount. Your splits feed into the rest of the program as well. You will find them in your Budget, Cashflow, Dashboard, Reports, Yearly Trends, and FIRE calculations automatically. Your Excel and CSV exports also expand splits into individual rows with Split and Split Group columns for easy analysis.

We hope that this is one of those features that will be useful for both the average and power user alike. You may not split all transactions, but you now have the ability to do so on demand.

Split Transactions view.

Quicken QIF/QFX/OFX Import

SavePoint already supported CSV and Excel imports, which covers the majority of bank spreadsheet exports. But if you're coming from Quicken or your bank provides QFX/OFX statement downloads, getting that data into SavePoint meant converting to CSV first, or sacrificing prior years of data. Now, that potential hurdle is gone.

You can now import transactions and accounts directly from QIF, QFX, and OFX files in your Accounts and Transactions pages. QIF import handles transactions, categories, split transactions, transfers, check numbers, and memo fields. Multi-account QIF files are detected automatically so all your accounts can be imported in a single pass. QFX and OFX import handles both the older SGML format and the newer XML format, and uses your bank's unique transaction ID (FITID) for much stronger duplicate detection than date-and-amount matching alone.

Account types are automatically mapped. Bank becomes Checking, CCard becomes Credit Card, Invst becomes Investment, and so on (these can be changed during your import). SavePoint auto detects the format based on file extension, and your existing CSV and Excel import workflow is completely unaffected. Just drag and drop or browse for your file and the import wizard handles the rest.

Compensation Tracking & Multi-Job Support

The salary tracking section of Yearly Trends has been completely redesigned into a full compensation tracking system. The previous version let you log a salary amount per year. That's fine if you have one job with a simple salary (and it also accounted for raises for that one job), but it doesn't capture the full picture for a lot of people, who may work multiple jobs, have hourly wages, or receive bonuses.

You can now track five compensation types: Base Salary (time-weighted across the year), Bonus, Commission, RSU/Stock, and Other, each displayed with a color-coded badge. Pay frequencies include Annual, Monthly, Biweekly, Weekly, and Hourly, with all amounts automatically normalized to annual figures for calculations. For those with multiple income sources, you can track compensation across multiple employers with per-employer breakdown rows in both the table and the chart.

The yearly chart now shows a Base Salary line and a Total Compensation line when bonus or other compensation data exists. It gives you a much more complete and accurate view of how your total compensation has evolved over time.

Manage Compensation screen.

Compensation Summary.

Import Batch Tracking

Every transaction and balance sheet import is now tracked with a batch ID that includes the date and original filename. A new "Import Batch" filter in the Transactions filter bar lets you quickly find, review, or bulk-delete an entire import. The Transaction page, and also the Balance Sheet Account Balance History section, also includes an Import Batch column and filter. If you've ever imported the wrong file or needed to undo an import, this makes that process much more straightforward. And you can also use this to quickly review imports by a specific account or upload, again for easy updates and analysis.

Other Improvements

Dashboard: Account Balances module: The "Total (Grouped)" view is now sorted by balance descending within each group, with assets displayed first followed by liabilities.

Balance Sheet: Auto-Apply Filters: Filters in the Account Balance History modal now apply instantly on change. You no longer need to click Apply after each selection.

Yearly Trends: Saved Preferences: Your hidden years, the "Recent Years Only" toggle, and the "Hide $0 Categories" toggle now persist between visits, so your preferred view is remembered each time you return. Also the Year Columns from All Sources columns now appear when compensation entries or budgets exist for that year, even if no transactions are recorded. Previously, a year with only salary and budget data would not appear.

Other Bug Fixes: Fixed uncategorized transactions breaking the Yearly Trends page, fixed Goal Details chart showing inflated values, fixed custom account types missing from the Balance Sheet import dropdown, and several other stability improvements.

Get the Update

Version 1.0.4 is available now. Current users have this update available at no additional cost. As always, you can download the latest version at your pleasure from the link below.

As always, if you run into any bugs or have ideas for how SavePoint can work better for you and others, I'd love to hear from you. Whether it's a comment below, a message on Discord, or the contact form on the website, we do read everything and respond personally. I try to response relatively quickly, so don't hesitate to reach out! It genuinely helps shape where this goes next and we very much appreciate your support!

Thanks again for your support and for being part of this journey.

Talk soon,
The SavePoint Team